, COCOA BEACH, FL, 32931
Active37 days on marketListed Jun 15, 2026MLS #B26042679
About this home
Experience the best of Cocoa Beach waterfront living on a protected canal with a private dock and quick access to the Banana River and navigable waters within minutes. Perfect for boating, fishing, paddleboarding, and kayaking, this home is also just a short walk or bike ride to the beach, restaurants, coffee shops, shopping, and everyday conveniences. Designed for easy coastal living, the property features tropical landscaping, extensive pavers, and a circular driveway. Inside, abundant natural light fills the home, creating a bright and inviting atmosphere with beautiful sunset views. The spacious primary suite includes a dedicated sitting area, while the air-conditioned Florida room offers additional yr-round living space ideal for relaxing or entertaining. Recent updates include remodeled bathrooms, a refinished pool deck, electric roll-down hurricane shutters, solar panels, and a whole-home HVAC air purification system. Roof replaced in 2017. New pool motor and auto-filler install
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,323
Sqft
0.22 ac
Lot size
2
Garage
1968
Year built
1
Levels
$495
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,177 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,177/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Cocoa Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Cocoa Beach. See the full Cocoa Beach guide →
COCOA BEACH 32931 — neighborhood snapshot
Population
13,893
Median age
58.8
Median income
$84,769
Median home value
$478,300
Avg household
1.9
Households w/ children
867
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cocoa Beach market
$348K → $450K
Cocoa Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
Median sold price, Cocoa Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 121% above the COCOA BEACH 32931 median. See the full Cocoa Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Sean Gum
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Sean's phone and CRM.
Straight answers
FAQs
What would the monthly payment be for ?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,177/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on ?+
The most recent tax bill on record (2023) was $4,570. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cocoa Beach?+
At $1,150,000, this home is listed about 130% above the Cocoa Beach median of $499,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Cocoa Beach Junior/Senior High School (high), Cape View Elementary School (elementary) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,150,000 runs 121% above the COCOA BEACH 32931 median — but at 2,323 sqft it's also 70% larger than the typical Cocoa Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Cocoa Beach Junior/Senior High School, Cape View Elementary School — Cocoa Beach Junior/Senior High School rates 4 of 5. Always verify assignments with the district.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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