1659 BLUE LAKE CIRCLE, PUNTA GORDA, FL, 33983
Active24 days on marketListed Jul 15, 2026MLS #C7528383
About this home
1659 BLUE LAKE CIRCLE
Investor opportunity in the deed-restricted community of Deep Creek! This 3-bedroom, 2-bath home offers 1,466 square feet of living space with a functional split-bedroom floor plan. Tile flooring runs throughout the living room, dining room, with tile also in the kitchen for easy maintenance. The primary suite features a large walk-in closet, and the primary bath provides direct access to the laundry room. Storm windows have been installed in the guest bedrooms, with only paint needed to complete the project. Guest bath has the refitted plastic shell shower install and a partial fluorescent lighting project completed. Relax on the spacious tiled lanai overlooking the backyard and greenbelt, providing added privacy and an open feel. The roof is approximately four years old. Conveniently located near Kings Highway with quick access to I-75, Punta Gorda Airport, downtown Punta Gorda, shopping, dining, golf, and Charlotte Harbor. With great bones and plenty of potential, this home is ready for its next owner.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,466
Sqft
0.22 ac
Lot size
2
Garage
1987
Year built
One
Levels
$156
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,971 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,971/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.6%
$/sqft vs PUNTA GORDA ISLES SEC 23
$156 vs $179
Days on market
24 vs 61 typical
Where $156/sqft sits among the 27 homes for sale in PUNTA GORDA ISLES SEC 23
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
17 of 27
PUNTA GORDA ISLES SEC 23 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 169% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1659 BLUE LAKE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$215,000
2260 OBERON LANE · same community
2 bd · 2 ba · 1,452 sqft · $148/sqft · 8 DOM
Sold · Jan ’26$189,000
2436 NUREMBERG BOULEVARD · same community
3 bd · 2 ba · 1,526 sqft · $124/sqft · 113 DOM
Sold · Jun ’26$272,000
1393 VERMOUTH LANE · same community
2 bd · 2 ba · 1,736 sqft · $157/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Sean Gum
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1659 BLUE LAKE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1659 BLUE LAKE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Sean's phone and CRM.
Straight answers
1659 BLUE LAKE CIRCLE FAQs
What would the monthly payment be for 1659 BLUE LAKE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,971/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1659 BLUE LAKE CIRCLE?+
The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1659 BLUE LAKE CIRCLE?+
The most recent tax bill on record (2025) was $4,118. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1659 BLUE LAKE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $229,000, this home is listed about 33% below the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1659 BLUE LAKE CIRCLE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$229,000 runs 169% above the PUNTA GORDA 33983 median.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Janet Minerich. MLS #C7528383.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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