23 POWDER HILL LANE, PALM COAST, FL, 32164
Active2 days on marketListed Aug 10, 2026MLS #FC320535
About this home
23 POWDER HILL LANE
Welcome to 23 Powder Hill Lane, where relaxed Florida living begins the moment you walk through the door. Bright, open and beautifully updated, this inviting pool home offers the comfortable, connected spaces that make everyday living—and time spent with family and friends—so enjoyable. The heart of the home is the completely remodeled kitchen, beautifully finished with new cabinetry, countertops, appliances and fixtures. The owners opened the kitchen and dining areas to the main living space, creating one spacious gathering area where everyone can be together. Imagine preparing dinner while visiting with friends, enjoying a quiet morning coffee, or hosting family without ever feeling separated from the conversation. Beautiful wood-look laminate flooring flows throughout the home, complemented by fresh interior paint and updated lighting for a warm, welcoming feel. Just beyond the main living area, the covered lanai and screened saltwater pool invite you to slow down and enjoy the Florida lifestyle. Start the morning with coffee on the lanai, spend a sunny afternoon floating in the pool, or enjoy dinner outdoors as the day winds down. With plenty of covered space for relaxing and dining, the pool and lanai feel like a natural extension of the home. The fenced backyard provides privacy and room to enjoy the outdoors, and with a roof that is only approximately four years old, one of a home's most significant improvements has already been completed. Located in the heart of Palm Coast, everyday conveniences are close at hand, with shopping, restaurants, medical offices and hospitals nearby. When you are ready for a day at the coast, Flagler Beach is just a short drive away, offering the quiet, soft coquina-sand beaches Flagler County is known for. Spend the day by the ocean, then explore Flagler Beach's locally owned restaurants, eclectic shops, live music and community events—all part of the laid-back character that makes this coastal town so special. Palm Coast is also ideally situated between Jacksonville and Orlando, putting an incredible variety of entertainment and experiences within reach. Enjoy professional sports, concerts and arenas, performing arts and cultural attractions, with the magic of Walt Disney World and Central Florida's world-famous attractions just a couple of hours away. Beautifully updated inside, made for enjoying Florida living outside, and conveniently located for everything from an afternoon at the beach to a weekend getaway, 23 Powder Hill Lane is a home where it is easy to picture yourself settling in and making it your own.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,779
Sqft
0.23 ac
Lot size
2
Garage
2002
Year built
One
Levels
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,066 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,066/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.1%
$/sqft vs Palm Coast actives
$225 vs $222
Days on market
2 vs 49 typical
Where $225/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Grove
Get to know Palm Coast. See the full Palm Coast guide →
Pine Grove — neighborhood snapshot
Population
7,145
Median age
44
Median income
$64,413
Median home value
$292,692
Avg household
3
Households w/ children
803
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
202 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 23 POWDER HILL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$375,000
9 EMERSON DRIVE
3 bd · 2 ba · 1,753 sqft · $214/sqft · 107 DOM
Sold · May ’26$409,000
254 HAWTHORN AVENUE
3 bd · 2 ba · 1,806 sqft · $226/sqft · 156 DOM
Sold · Sep ’25$385,600
4 MULBERRY ROAD
3 bd · 2 ba · 1,807 sqft · $213/sqft · 508 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Sean Gum
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 23 POWDER HILL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 23 POWDER HILL LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Sean's phone and CRM.
Straight answers
23 POWDER HILL LANE FAQs
What would the monthly payment be for 23 POWDER HILL LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,066/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 23 POWDER HILL LANE?+
The most recent tax bill on record (2025) was $4,495. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 23 POWDER HILL LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $399,900, this home is priced right at the Palm Coast median.
Which schools are assigned to 23 POWDER HILL LANE?+
Buddy Taylor Middle School (middle), Lewis E. Wadsworth Elementary (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,900 runs 18% above the PALM COAST 32164 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a Palm Coast market that averages 49 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Dana Davis. MLS #FC320535.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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