
3883 SW 21ST DRIVE, GAINESVILLE, FL, 32608
Active4 days on marketListed Aug 5, 2026MLS #GC541907
About this home
3883 SW 21ST DRIVE
Located just 1.5 miles from the University of Florida and less than 10 minutes from UF Health Shands Hospital, this move-in ready and beautifully designed, four-bedroom, two-bath home is located in Madera, Gainesville’s premier green community. Set beneath a canopy of mature trees, the home welcomes you with a beautiful natural setting. A curved walkway winds through the property and leads to an oversized covered front porch, creating a warm and welcoming entrance. Step inside to the heart of the home featuring an open family room, dining room and kitchen, with plenty of space for everyday living and entertaining. The spacious kitchen has beautiful white cabinetry, some with glass-front doors, Corian countertops, a wall oven and microwave, cooktop and large pantry. A large window over the kitchen sink brings in plenty of natural light and looks out over the backyard. The primary suite is spacious with French doors that open directly to the screened porch. The en suite bath includes a large walk-in shower, soaking tub, dual vanities, separate makeup vanity, private water closet and linen closet. Two spacious secondary bedrooms share the hall bathroom, while the fourth bedroom has a closet and can easily function as either a bedroom or study. The laundry room is exceptionally large with a generous storage closet, cabinetry above the washer and dryer, folding counter, hanging rod and additional room for storage. French doors from the main living area lead to a large screened porch overlooking the newly fenced backyard. The backyard has an automatic gate and a concrete parking pad with room for a boat or motorhome. The oversized two-car garage has a mini-split HVAC system and an epoxy-finished floor. Madera was designed around the idea that people and nature can coexist, offering a peaceful, sustainable lifestyle in the heart of Gainesville. The neighborhood is also less than a five-minute drive from Expressions Learning Arts Academy, one of the top-ranked public schools in Alachua County.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,086
Sqft
0.25 ac
Lot size
2
Garage
2008
Year built
One
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,842 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,842/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10%
$/sqft vs Gainesville actives
$220 vs $201
Days on market
4 vs 44 typical
Where $220/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32608 — neighborhood snapshot
Population
53,966
Median age
30.2
Median income
$60,182
Median home value
$340,200
Avg household
2.3
Households w/ children
4,332
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $323K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
185 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 104% above the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 3883 SW 21ST DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$550,000
4073 SW 21ST TERRACE · same community
4 bd · 3 ba · 2,931 sqft · $188/sqft · 181 DOM
Sold · Mar ’26$365,000
4981 SW 17TH TERRACE
3 bd · 2 ba · 2,069 sqft · $176/sqft · 204 DOM
Sold · Apr ’26$427,000
2111 SW 44TH AVENUE
3 bd · 2 ba · 2,187 sqft · $195/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Sean Gum
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3883 SW 21ST DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3883 SW 21ST DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Sean's phone and CRM.
Straight answers
3883 SW 21ST DRIVE FAQs
What would the monthly payment be for 3883 SW 21ST DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,842/mo — principal and interest, the actual property-tax bill, the $45/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3883 SW 21ST DRIVE?+
The association fee works out to $45 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3883 SW 21ST DRIVE?+
The most recent tax bill on record (2025) was $8,855. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3883 SW 21ST DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $458,000, this home is listed about 53% above the Gainesville median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3883 SW 21ST DRIVE?+
Idylwild Elementary School (elementary), Kanapaha Middle School (middle), Eastside High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHGRE THOMAS GROUP · Rachel Kerensky. MLS #GC541907.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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