640 NW 36TH TERRACE, GAINESVILLE, FL, 32607
Active1 days on marketListed Aug 10, 2026MLS #GC542535
About this home
640 NW 36TH TERRACE
Surrounded by mature trees and thoughtfully reimagined from top to bottom, this beautifully renovated concrete block home delivers a rare balance of timeless durability, modern design, and everyday comfort. Offering 3 bedrooms, 2 updated bathrooms, and an open-concept layout, every space has been curated to feel bright, welcoming, and effortlessly functional. Natural light pours through oversized windows, illuminating wide-plank luxury vinyl flooring and a soft, neutral color palette that complements any style. At the center of the home, the designer-inspired kitchen features white shaker cabinetry, butcher block countertops, a classic subway tile backsplash, and brand-new stainless steel appliances—creating a space equally suited for quiet mornings and lively gatherings. Renovated bathrooms, updated lighting, modern ceiling fans, and spacious bedrooms complete the home's polished interior. Outside, the wooded homesite provides a peaceful sense of privacy, while the covered carport offers versatile outdoor living space perfect for relaxing, entertaining, or enjoying the surrounding natural beauty. Fresh exterior paint enhances the home's curb appeal and highlights the enduring quality of its concrete block construction. Whether you're searching for a primary residence, a second home, or an investment property, this thoughtfully updated home combines style, functionality, and a serene setting. Experience the comfort, quality, and charm for yourself. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,423
Sqft
0.25 ac
Lot size
1956
Year built
One
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,640 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,640/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.4%
$/sqft vs Gainesville actives
$239 vs $200
Days on market
1 vs 44 typical
Where $239/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Golf Club Manor
Get to know Gainesville. See the full Gainesville guide →
Golf Club Manor — neighborhood snapshot
Population
457
Median age
25
Median income
$43,913
Median home value
$220,500
Avg household
2
Households w/ children
16%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $305K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
187 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 89% above the GAINESVILLE 32607 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 640 NW 36TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$224,500
518 NW 36TH TERRACE · same community
3 bd · 2 ba · 1,399 sqft · $160/sqft · 156 DOM
Sold · Apr ’26$407,000
620 NW 36TH DRIVE · same community
4 bd · 2 ba · 1,462 sqft · $278/sqft · 0 DOM
Sold · Feb ’26$303,000
601 NW 36TH DRIVE · same community
3 bd · 2 ba · 1,370 sqft · $221/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Sean Gum
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 640 NW 36TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 640 NW 36TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Sean's phone and CRM.
Straight answers
640 NW 36TH TERRACE FAQs
What would the monthly payment be for 640 NW 36TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,640/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 640 NW 36TH TERRACE?+
The most recent tax bill on record (2025) was $3,932. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 640 NW 36TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $340,000, this home is listed about 15% above the Gainesville median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 640 NW 36TH TERRACE?+
Littlewood Elementary School (elementary), Westwood Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$340,000 runs 89% above the GAINESVILLE 32607 median.
02Fresh on the market
Only 1 day on market in a Gainesville market that averages 44 — if it fits, move quickly.
03Strong assigned schools
Littlewood Elementary School, Westwood Middle School, F. W. Buchholz High School — F. W. Buchholz High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FIRST CHOICE REALTY OF NORTH FLORIDA LLC · Dawn Johnson. MLS #GC542535.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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