4239 SW 104TH TERRACE, GAINESVILLE, FL, 32608
Active1 days on marketListed Aug 12, 2026MLS #GC542643
About this home
4239 SW 104TH TERRACE
Welcome home to this impeccably maintained, exquisite pool home, located in one of Haile Plantation's most exclusive neighborhoods, Benjamin's Grove. Situated on an oversized .67-acre lot, nestled just off a private cul-de-sac, this home exudes major class and curb appeal. A quality Tommy Waters Custom Home build, this home offers rare and exceptional privacy, while remaining just minutes away from the Haile Village Center, Hawkstone Country Club, shopping, restaurants and top-rated schools. The 3,388 square feet of luxury living space, features 4 spacious bedrooms and 4 full bathrooms with a dedicated office/flex/bonus space with a closet, that can easily serve as a fifth (5th) bedroom. Dramatic and stunning 12- and 14-foot ceilings, abundant natural light, skylights and expansive windows create bright, open and inviting living spaces throughout. Equipped with a breathtaking, centrally located and spacious chef's kitchen, this space is perfectly designed for everyday living and entertaining. Featuring rare and unique granite countertops, a large breakfast bar, a built in 42-inch refrigerator, double wall ovens, a warming oven, a center island with prep sink, and generous cabinet storage, this kitchen is a chef's dream. The kitchen flows seamlessly into the main living areas while teasing beautiful views of the screened pool, travertine tile deck and gorgeous back yard, with mature, very well-maintained landscaping and natural trees and a natural outdoor oasis. The thoughtfully designed floor plan provides excellent separation of living spaces, including a downstairs guest suite with an adjacent full bath and an upstairs retreat with vaulted ceilings, two additional bedrooms and another full, private bathroom. On to the impressive outdoor living space, where you will be welcomed by an enormous travertine tile deck, covered by a beautiful large, screened pool cage. Welcome to your sparkling saltwater pool with a dedicated indoor pool bath, fully equipped summer kitchen and an additional open patio, separate from the home, that overlooks the pristine and peaceful backyard, ideal for relaxing or entertaining year-round. Additional features include an oversized garage, measuring approximately 26'x 22'10", built in storage, double pane insulated windows, hardwood and large format tile flooring, an indoor tankless water heater and low HOA dues. This is a must see and don't miss home that combines architectural character, generous living spaces, privacy and all located in one of Gainesville's most desirable locations. Call today to set up your own exclusive and private tour!
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,388
Sqft
0.67 ac
Lot size
3
Garage
1994
Year built
Two
Levels
$303
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,879 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,879/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.5%
Days on market
1 vs 44 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haile Plantation
Get to know Gainesville. See the full Gainesville guide →
Haile Plantation — neighborhood snapshot
Population
5,843
Median age
48
Median income
$118,974
Median home value
$437,518
Avg household
2
Households w/ children
658
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $305K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 358% above the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Sean Gum
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4239 SW 104TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4239 SW 104TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Sean's phone and CRM.
Straight answers
4239 SW 104TH TERRACE FAQs
What would the monthly payment be for 4239 SW 104TH TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,879/mo — principal and interest, the actual property-tax bill, the $55/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4239 SW 104TH TERRACE?+
The association fee works out to $55 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4239 SW 104TH TERRACE?+
The most recent tax bill on record (2025) was $8,981. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4239 SW 104TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $1,025,000, this home is listed about 243% above the Gainesville median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4239 SW 104TH TERRACE?+
Kanapaha Middle School (middle), Kimball Wiles Elementary School (elementary), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,025,000 runs 358% above the GAINESVILLE 32608 median — but at 3,388 sqft it's also nearly twice the size of the typical Gainesville listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Gainesville market that averages 44 — if it fits, move quickly.
04Strong assigned schools
Kanapaha Middle School, Kimball Wiles Elementary School, F. W. Buchholz High School — F. W. Buchholz High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of BHGRE THOMAS GROUP · Billy Bennett. MLS #GC542643.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Gainesville homes, in your inbox
Like 4239 SW 104TH TERRACE but not quite? A daily digest of every new listing in Gainesville — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Sean to ping you on any price or status change →