
430 GEHR LANE, LAKE MARY, FL, 32746
Active14 days on marketListed Aug 4, 2026MLS #O6427993
About this home
430 GEHR LANE
Lakefront Living Awaits! Rare opportunity to lease a spectacular waterfront home on beautiful Crystal Lake in the heart of Lake Mary. Nestled on nearly two private acres with approximately 164 feet of lake frontage, this exceptional pet-friendly property offers the perfect blend of privacy, space, comfort, and year-round recreation. Live the lakefront lifestyle with your private dock on Crystal Lake, a private skiable lake where you can enjoy boating, water skiing, tubing, paddleboarding, kayaking, fishing, or simply relaxing while taking in the breathtaking views. Whether you’re watching the sunrise over the water or entertaining family and friends, this home offers a lifestyle that is truly hard to find. Inside, the home features a spacious and flexible layout, no carpet, all-new Anderson windows and sliding doors, abundant natural light, and picturesque lake views. The eat-in kitchen includes a wine fridge, while the large great room with marble floors provides an impressive space for relaxing or entertaining. The primary suite offers exceptional versatility with an additional flex space, a large walk-in closet, and a second closet with shelving. The updated primary bath features a roll-in shower and a beautiful claw-foot tub for a touch of timeless charm. On the opposite side of the home, the formal dining room/family room/flex space leads to two guest bedrooms and an updated guest bath with a roll-in shower, offering both comfort and functionality. Step outside and enjoy the peaceful natural setting from two wood decks, or head down to the dock and take in the beauty of this private waterfront retreat. Additional features include solar panels and a storage shed for added convenience. The setting feels worlds away, yet you’re just minutes from downtown Lake Mary, premier shopping and dining, top-rated Seminole County schools, SunRail, and convenient access to I-4. With no HOA, this is a rare opportunity to enjoy one of Lake Mary’s most desirable waterfront locations. If you’ve been searching for luxury lakefront living with everyday convenience, space, privacy, and waterfront charm, this is the home you’ve been waiting for.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,532
Sqft
1.92 ac
Lot size
1950
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$191 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$191/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs CRYSTAL HEIGHTS
$2 vs $415
Days on market
14 vs 46 typical
Where $2/sqft sits among the 7 homes for sale in CRYSTAL HEIGHTS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Crystal Heights — neighborhood snapshot
Population
462
Median age
45
Median income
$119,206
Median home value
$434,200
Avg household
2
Households w/ children
46%
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
1 of 7
CRYSTAL HEIGHTS have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 430 GEHR LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$640,000
1310 SW 26th Ave., Deerfield Beach FL 33442 · same community
3 bd · 2 ba · 2,280 sqft · $281/sqft · 22 DOM
Sold · Jul ’26$730,000
2658 SW 11th Place N, Deerfield Beach FL 33442 · same community
3 bd · 2 ba · 1,932 sqft · $378/sqft · 67 DOM
Sold · Apr ’26$735,000
1188 SW 24th Terrace, Deerfield Beach FL 33442 · same community
3 bd · 2 ba · 1,865 sqft · $394/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Sean Gum
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 430 GEHR LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 430 GEHR LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Sean's phone and CRM.
Straight answers
430 GEHR LANE FAQs
What would the monthly payment be for 430 GEHR LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $191/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 430 GEHR LANE?+
The listing reports pets: Cats OK, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $4,300, this home is listed about 99% below the Lake Mary median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 430 GEHR LANE?+
Lake Mary Elementary School (elementary), Seminole High School (high), Millennium Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAKE MARY 32746 market on paper
$4,300 is 99% below the LAKE MARY 32746 median of $375,000, and at $2/sqft it sits under the Lake Mary average of $245.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lake Mary Elementary School, Seminole High School, Millennium Middle School — Lake Mary Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $4,800, now $4,300 — a $500 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARTI PURDY PROPERTIES INC · Marti Purdy. MLS #O6427993.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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