119 ROSA BELLA VIEW, DEBARY, FL, 32713
Active1 days on marketListed Aug 4, 2026MLS #O6429209
About this home
119 ROSA BELLA VIEW
Experience the perfect blend of luxury, elegance, and Florida waterfront living in the immaculate guard-gated community of Riviera Bella. Nestled along over 240 acres bordering the scenic St. Johns River, this exceptional Mediterranean-inspired residence offers timeless architecture, refined finishes, and an unparalleled lifestyle. From the moment you arrive, the impressive curb appeal is undeniable, featuring a paver driveway, barrel tile roof, and a grand 8-foot glass entry door. Inside, soaring ceilings, abundant natural light, and an expansive open-concept design create an inviting atmosphere ideal for both everyday living and entertaining. The chef-inspired kitchen is the heart of the home, showcasing stunning quartz countertops, custom cabinetry, an oversized farmhouse sink, built-in wall oven and microwave, gas cooktop with designer hood, all thoughtfully designed for functionality and style. The spacious owner's retreat serves as a private sanctuary with elegant tray ceilings, dual oversized walk-in closets, and a spa-inspired ensuite featuring separate vanities, a freestanding soaking tub, and an oversized walk-in shower. Three additional bedrooms provide generous accommodations, complemented by a Jack-and-Jill double sink bathroom, a separate guest bath with direct lanai access, and a dedicated office or flex room that can easily accommodate today's work-from-home lifestyle. Wall-to-wall sliding glass doors seamlessly connect the indoor living spaces to the expansive screened lanai, where peaceful water views and a fully fenced backyard create the perfect setting for morning coffee, sunsets, or future outdoor enhancements. The oversized homesite offers ample space for a custom pool while maintaining privacy between neighboring homes. Additional upgrades include an oversized three-car garage, spacious laundry room with utility sink, whole-house generator for added peace of mind, premium finishes throughout, and abundant storage. Living in Riviera Bella means enjoying resort-style amenities including a clubhouse, community pool, water splash, fitness center, walking trails, playground, and private community boat ramp at only a few steps from the house, providing direct access to the St. Johns River for boating, fishing, and waterfront recreation. Conveniently located near SunRail, major highways, shopping, dining, and Central Florida's world-renowned attractions, this remarkable home offers the perfect combination of luxury, comfort, and convenience. Schedule your private showing today and discover why Riviera Bella remains one of Central Florida's most desirable waterfront communities.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,035
Sqft
0.39 ac
Lot size
3
Garage
2017
Year built
One
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,065 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,065/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+39.1%
$/sqft vs Debary actives
$245 vs $204
Days on market
1 vs 27 typical
Where $245/sqft sits among the 107 Debary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riviera Bella
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Debary. See the full Debary guide →
Riviera Bella — neighborhood snapshot
Population
1,372
Median age
46
Median income
$123,261
Median home value
$413,500
Avg household
3
Households w/ children
125
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Debary market
$393K → $386K
Debary median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
46 of 107
Debary actives have cut their price
Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 137% above the DEBARY 32713 median. See the full Debary market guide →
Paper trail
This home's history
Reality check
What actually sold near 119 ROSA BELLA VIEW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$565,000
714 RIVIERA BELLA DRIVE · same community
4 bd · 3 ba · 2,744 sqft · $206/sqft · 6 DOM
Sold · May ’26$699,000
805 RIVIERA BELLA DRIVE · same community
4 bd · 3.5 ba · 3,474 sqft · $201/sqft · 2 DOM
Sold · Oct ’25$642,000
172 VERDE WAY · same community
4 bd · 3 ba · 2,516 sqft · $255/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Sean Gum
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 119 ROSA BELLA VIEW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 119 ROSA BELLA VIEW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Sean's phone and CRM.
Straight answers
119 ROSA BELLA VIEW FAQs
What would the monthly payment be for 119 ROSA BELLA VIEW?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,065/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 119 ROSA BELLA VIEW?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 119 ROSA BELLA VIEW?+
The most recent tax bill on record (2025) was $5,538. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 119 ROSA BELLA VIEW?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Debary?+
At $744,040, this home is listed about 88% above the Debary median of $394,900. The market section on this page shows how the area is trending.
Which schools are assigned to 119 ROSA BELLA VIEW?+
Debary Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$744,040 runs 137% above the DEBARY 32713 median — but at 3,035 sqft it's also 72% larger than the typical Debary listing.
02Fresh on the market
Only 1 day on market in a Debary market that averages 27 — if it fits, move quickly.
03Strong assigned schools
Debary Elementary School, University High School, River Springs Middle School — Debary Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FIRST ADVANTAGE MANAGEMENT LLC · Catherine Tirado. MLS #O6429209.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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