405 KETTERING ROAD, DAVENPORT, FL, 33897
Active0 days on marketListed Aug 5, 2026MLS #O6430637
About this home
405 KETTERING ROAD
VERY MOTIVATE OWNERS! DISCOVER THE PERFECT BLEND OF LUXURY, COMFORT, AND INVESTMENT POTENTIAL in this exceptional, 5-BEDROOM, 4-BATHROOM POOL HOME, 2,571 SQ. FT. of living space on 7,148 SQ. FT. LOT. Whether you're searching for a PRIMARY RESIDENCE VACATION HOME or INCOME-PRODUCING PROPERTY, this home offers endless possibilities. SHORT-TERM RENTALS, LONG-TERM RENTALS, AND AIRBNB ARE PERMITTED, making this an outstanding investment opportunity in one of Central Florida's most desirable locations. Recent improvements include a NEW ROOF (2022), NEW A/C SYSTEM (2022) and POOL UPDATES COMPLETED IN 2023, providing added value and peace of mind. The thoughtfully designed floor plan features ONE BEDROOM AND ONE FULL BATHROOM ON THE FIRST FLOOR, ideal for guests, multigenerational living, or a home office. The OPEN-CONCEPT LAYOUT seamlessly connects the kitchen, dining area, and family room, creating a bright and inviting space with beautiful views of the pool and backyard. Step outside to your private outdoor retreat featuring a SCREENED-IN POOL, BIG BACKYARD, and an OUTDOOR KITCHEN & BAR WITH A BUILT-IN REFRIGERATOR —the perfect space to entertain, relax, and enjoy Florida's year-round outdoor lifestyle. Upstairs, the spacious PRIMARY SUITE features a private en-suite bathroom and generous closet space. Three additional bedrooms and two full bathrooms provide ample room for family and guests. Additional highlights include a SPACIOUS TWO-CAR GARAGE and a driveway with parking for UP TO THREE ADDITIONAL VEHICLES, Conveniently located just minutes from WALT DISNEY WORLD RESORT, DISNEY SPRINGS, UNIVERSAL ORLANDO RESORT, SEAWORLD ORLANDO, ORLANDO INTERNATIONAL AIRPORT (MCO), CHAMPIONSGATE, POSNER PARK, championship golf courses, shopping, dining, medical facilities, and with easy access to I-4 and US-27, CLEARWATER BEACH and COCOA BEACH are both approximately 90 minutes away. Whether you're looking for a full-time residence, a vacation getaway, or an exceptional investment with strong rental potential, this property checks every box. SCHEDULE YOUR PRIVATE SHOWING TODAY AND EXPERIENCE ALL THAT THIS INCREDIBLE HOME HAS.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
2,571
Sqft
0.16 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,122 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,122/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.7%
Days on market
0 vs 51 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Legacy Park, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,285/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Legacy Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Legacy Park is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $355K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Sean Gum
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 405 KETTERING ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 405 KETTERING ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Sean's phone and CRM.
Straight answers
405 KETTERING ROAD FAQs
What would the monthly payment be for 405 KETTERING ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,122/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 405 KETTERING ROAD?+
The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 405 KETTERING ROAD?+
The most recent tax bill on record (2025) was $441. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 405 KETTERING ROAD be rented short-term?+
Yes — this home sits inside Legacy Park, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 405 KETTERING ROAD?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $460,000, this home is listed about 18% above the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 405 KETTERING ROAD?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$460,000 runs 35% above the DAVENPORT 33897 median — but at 2,571 sqft it's also 32% larger than the typical Davenport listing.
02Zoned for nightly rentals
Legacy Park is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Fresh on the market
Listed today in a Davenport market that averages 51 — if it fits, move quickly.
Listing courtesy of LA ROSA REALTY CENTRAL FLORIDA LLC · Gladis Arroyave. MLS #O6430637.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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