7040 SW 97TH PLACE, OCALA, FL, 34476
Active4 days on marketListed Jul 31, 2026MLS #OM729541
About this home
7040 SW 97TH PLACE
Welcome to this beautifully renovated cottage farmhouse nestled on 3.03 private acres in the sought-after, private equestrian community of Countryside Farms. Tucked away among majestic oaks, this exceptional four-bedroom, 2.5-bath residence offers the perfect balance of luxury, privacy and convenience. Enjoy the serenity of country living while being just minutes from shopping, dining and medical facilities, I-75 and approximately 15 minutes from the World Equestrian Center. Inside, abundant natural light showcases soaring cathedral ceilings, luxury vinyl plank flooring throughout, plantation shutters, custom wainscoting and trim and designer finishes. The spacious great room features a cozy fireplace and opens to the outdoor living area through elegant Colonial-style sliding glass doors, creating seamless indoor-outdoor living. The beautifully renovated kitchen is thoughtfully tucked away for functionality while remaining open to the main living spaces. It features Frigidaire Gallery stainless steel appliances, granite countertops, abundant cabinetry and a bright breakfast nook. The private primary suite offers a spa-inspired bath with dual vanities, dual showerheads, designer finishes and a custom walk-in closet. An adjoining bedroom shares a Jack-and-Jill bath with the primary suite and offers direct access to the pool, providing exceptional flexibility as a home office, nursery, fitness room, sitting area or additional bedroom. Two additional guest bedrooms and a beautifully updated full bath complete the thoughtfully designed split floor plan. Outdoor living is designed for year-round enjoyment with a screen-enclosed pool, an expansive extended paver patio and a modern louvered pergola with adjustable louvers. A private playground, mature landscaping and sprawling green space create a peaceful outdoor retreat. The home features a spacious attached two-car garage, while the golf cart garage has been thoughtfully converted into a dedicated personal fitness studio, preserving full two-car garage functionality. The impressive multi-purpose barn features louvered ventilation and offers endless possibilities for hobbies, workshop space, equipment storage, agricultural pursuits or equestrian use. Attached covered RV storage provides added convenience for recreational vehicles, trailers or additional equipment. Located on A-3 zoned acreage in one of Ocala's premier horse-friendly communities, this exceptional property offers luxurious country living in a private setting while remaining close to everyday conveniences. Experience the perfect combination of timeless farmhouse charm, modern luxury and the peaceful lifestyle that makes Countryside Farms one of Ocala's most desirable communities.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,190
Sqft
3.03 ac
Lot size
2
Garage
1988
Year built
One
Levels
$422
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,101 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,101/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$422 vs $187
Days on market
4 vs 48 typical
Where $422/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
162 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 221% above the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 7040 SW 97TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$265,000
11031 SW 69TH CIR
3 bd · 2 ba · 2,237 sqft · $118/sqft · 77 DOM
Sold · Aug ’25$469,999
6600 SW 109TH LANE
4 bd · 2.5 ba · 2,247 sqft · $209/sqft · 73 DOM
Sold · Aug ’25$330,000
7451 SW 111TH PLACE
3 bd · 2 ba · 2,320 sqft · $142/sqft · 165 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Sean Gum
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7040 SW 97TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7040 SW 97TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Sean's phone and CRM.
Straight answers
7040 SW 97TH PLACE FAQs
What would the monthly payment be for 7040 SW 97TH PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,101/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7040 SW 97TH PLACE?+
The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7040 SW 97TH PLACE?+
The most recent tax bill on record (2025) was $6,234. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7040 SW 97TH PLACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $925,000, this home is listed about 209% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7040 SW 97TH PLACE?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$925,000 runs 221% above the OCALA 34476 median — but at 2,190 sqft it's also 27% larger than the typical Ocala listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 4 days on market in a Ocala market that averages 48 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Madeline Franco-Sofield. MLS #OM729541.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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