
4909 70TH STREET E, PALMETTO, FL, 34221
Active48 days on marketListed Jun 20, 2026MLS #TB8521597
About this home
4909 70TH STREET E
Welcome to a home where thoughtful design, quality craftsmanship, and comfortable living come together beautifully. This extensively renovated 3-bedroom, 2-bath home in desirable Palmetto is located in a non-flood zone and showcases exceptional attention to detail throughout. Enjoy new hardwood flooring, custom trim, updated lighting, and a stunning electric fireplace with Soho-tile accent wall. The beautifully redesigned kitchen features custom cabinetry, stone countertops and backsplash, hardwood accents, coffee bar, floating shelves, and commercial-grade Forno appliances with a gas range. Both bathrooms have been tastefully renovated, and the primary suite offers a new shower and custom closet. Exterior improvements include a one-year-old roof, new fencing, landscaping, widened paver walkway, porcelain tile accents, and an updated screened lanai. The backyard features turf, pavers, a louvered shed with tin roof, and green wall feature. A professionally installed generator transfer setup provides peace of mind during storm season. Enjoy a neighborhood with more generous spacing between homes, creating a more open feel than many newer developments. Convenient access to I-75, I-275, US-41, and US-301 makes commuting to St. Pete, Tampa, Bradenton, and Sarasota easy, with shopping, dining, parks, schools, Manatee River waterfront, and marinas nearby. Call today to schedule your private tour!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,256
Sqft
0.14 ac
Lot size
2
Garage
2000
Year built
One
Levels
$298
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,669 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,669/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.8%
$/sqft vs Palmetto actives
$298 vs $209
Days on market
48 vs 56 typical
Where $298/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fosters Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Fosters Creek — neighborhood snapshot
Population
515
Median age
40
Median income
$82,841
Median home value
$443,100
Avg household
3
Households w/ children
68%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $350K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
221 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 4909 70TH STREET E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$310,000
4811 69TH COURT E · same community
3 bd · 2 ba · 1,422 sqft · $218/sqft · 30 DOM
Sold · Aug ’25$374,326
4710 69TH COURT E · same community
4 bd · 2.5 ba · 2,047 sqft · $183/sqft · 71 DOM
Sold · Mar ’26$402,500
2805 49TH STREET E
3 bd · 2 ba · 1,408 sqft · $286/sqft · 94 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Sean Gum
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4909 70TH STREET E — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4909 70TH STREET E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Sean's phone and CRM.
Straight answers
4909 70TH STREET E FAQs
What would the monthly payment be for 4909 70TH STREET E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,669/mo — principal and interest, the actual property-tax bill, the $57/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4909 70TH STREET E?+
The association fee works out to $57 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4909 70TH STREET E?+
The most recent tax bill on record (2025) was $946. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4909 70TH STREET E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $374,900, this home is listed about 5% below the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4909 70TH STREET E?+
Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BROPHY REAL ESTATE · Tammy Brophy Wenzel. MLS #TB8521597.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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