2198 OAK GROVE DRIVE, CLEARWATER, FL, 33764
Active2 days on marketListed Aug 8, 2026MLS #TB8537087
About this home
2198 OAK GROVE DRIVE
**PAID-OFF SOLAR, AN OVERSIZED HOT TUB & A BACKYARD BUILT TO ENTERTAIN** this beautifully updated 4-bedroom, 2-bath home offers over 2,000 sq. ft. of living space, a fantastic split floor plan, and the Florida lifestyle you’ve been looking for! Situated on a desirable corner lot, the home features a thoughtfully designed split-bedroom layout with the spacious primary suite privately located on one side and three additional bedrooms on the opposite side. The interior has been beautifully updated throughout, featuring newer windows, an updated kitchen with newer appliances, Italian porcelain tile throughout the main living areas, vinyl flooring in the bedrooms, and NO CARPET. A versatile bonus room provides additional space for a home office, gym, playroom, or lounge area. The backyard is truly one of the highlights of this home and was designed for year-round entertaining! Extensive pavers create a beautiful outdoor living space complete with a pergola, outdoor kitchen and grill area, oversized hot tub with surrounding bar seating, fire pit area, and plenty of space for dining, relaxing, and gathering with family and friends. Additional features include a 2018 ROOF for added peace of mind, PAID-OFF SOLAR PANELS offering excellent energy-saving potential, a 2-car garage, and an oversized driveway with plenty of parking. Beautifully updated inside and out, with flexible living space and an incredible backyard oasis, this home is ready to be enjoyed. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,028
Sqft
0.21 ac
Lot size
2
Garage
1969
Year built
One
Levels
$303
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,429 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,429/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.6%
$/sqft vs Clearwater actives
$303 vs $227
Days on market
2 vs 55 typical
Where $303/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $312K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
227 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 185% above the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2198 OAK GROVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$447,000
2181 VIOLA DRIVE · same community
3 bd · 2 ba · 1,795 sqft · $249/sqft · 43 DOM
Sold · Mar ’26$610,000
2132 OAK GROVE DRIVE · same community
3 bd · 2 ba · 2,269 sqft · $269/sqft · 2 DOM
Sold · Jun ’26$615,000
2186 OAK GROVE DRIVE · same community
3 bd · 2.5 ba · 1,689 sqft · $364/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Sean Gum
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2198 OAK GROVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2198 OAK GROVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Sean's phone and CRM.
Straight answers
2198 OAK GROVE DRIVE FAQs
What would the monthly payment be for 2198 OAK GROVE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,429/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2198 OAK GROVE DRIVE?+
The most recent tax bill on record (2025) was $8,633. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater?+
At $615,000, this home is listed about 124% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2198 OAK GROVE DRIVE?+
Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$615,000 runs 185% above the CLEARWATER 33764 median — but at 2,028 sqft it's also 60% larger than the typical Clearwater listing.
02Garden & Tennis Court views
The garden and tennis court view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 2 days on market in a Clearwater market that averages 55 — if it fits, move quickly.
04Strong assigned schools
Oak Grove Middle School, Plumb Elementary School, Clearwater High School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Yulia Entina. MLS #TB8537087.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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